XRP transactions cost approximately $0.000015 (0.00001 XRP at current prices), while Ethereum gas fees average around $1.48 during normal network conditions and can spike to $50+ during high demand periods like NFT launches or DeFi surges.

This means XRP is roughly 100,000 times cheaper than Ethereum for a standard token transfer. For anyone sending money internationally or executing micro-transactions, this difference is enormous.

Key Differences in Fee Structure

Ethereum uses a dynamic gas market where users bid for block space. Under the EIP-1559 upgrade, there is a base fee that is burned plus a priority tip paid to validators. During network congestion, these fees can become prohibitively expensive.

XRP, by contrast, uses a fixed minimum fee of 10 drops per transaction. The fee only increases when the network is under extreme load — a rare occurrence. There are no auctions, no tips, and no unpredictable spikes.

• XRP avg fee: ~$0.000015 | ETH avg fee: ~$1.48
• XRP settles in 3-5 seconds; ETH takes 12+ seconds
• XRP fees are predictable; ETH fees spike unpredictably
• XRP handles 1,500+ TPS; ETH handles ~15 TPS on L1